The first "Your Driving Costs" study was done by Automobile Association of America (AAA) in 1950, when driving a car 10,000 miles a year cost 9 cents a mile and gas was about 27 cents a gallon. Fast forward to 2013. After accounting for gas, insurance, maintenance and depreciation, the average driver pays almost 61 cents a mile (according to AAA's current study).
The study also revealed that the price of car insurance climbed 2.76%, or $28, to $1,029 for the average motorist this year. That amounts to a little more than 11% of the total $9,122 people pay to operate their vehicles. Although the nearly 2% overall hike is significant, it is less than in other recent years. .
The numbers represent an "average sedan," which is a combination of statistics for small, medium and large sedans.
As for 2013 insurance costs, the association says its estimates "are based on a low-risk driver with a clean driving record." In its model, this "average" motorist is married, lives in a small city and commutes three to ten miles a day to work.
Read more about this study here.