Missouri Court of Appeals Settles Controversy Regarding Medical bills
On October 27, 2009, in Berra v. Danter, 2009 WL 3444814, The Missouri Court of Appeals, Eastern District determined how much of a person's medical bills may by submitted to a jury. There has been much controversy between attorneys who represent injured plaintiffs and those that represent the interests of insurance companies regarding how much of a person's medical bills may be submitted to a jury. This is because there is often a difference between what the medical providers charge and the actual amount paid by the patient. There are several reasons this may occur. One of the most common reasons is that medical providers will often discount their bills to those patients who have private health insurance. The patients often pay only their health insurance deductibles and co-payments. The medical providers the accept the amount the health insurer has contracted to pay and "write off" any amounts billed in excess of those amounts.
At issue in Berra v. Danter was the interpretation of a Missouri statute, Section 490.715 RSMo., that allows any party to submit evidence of the value of medical treatment rendered to a part that was reasonable, necessary and a proximate result of the negligence of any party. The statute allows the court to consider "medical bills incurred" by a party. The Eastern District has interpreted that phrase to mean that plaintiffs may use the amount of the medical bills reflected in their billing statements and will not be limited to only those amounts actually paid by the patient.
If you have incurred significant medical bills as a result of someone's negligence, it is imperative that you consult with competent legal counsel so that your right to recover damages is preserved. The attorneys at Tatlow, Gump, Faiella and Wheelan, LLC, have considerable experience in the area of personal injury and will work closely with you to obtain maximum recovery for your injuries.