If you have been injured in a car accident in Missouri and the person that injured you has inadequate insurance to cover your loss there is the possibility of making an underinsured motorist claim. When a driver does not have enough liability insurance to cover your injuries you may look to your own auto insurance policy if you purchased underinsured motorist coverage (UIM). It is important to note that before you can collect from your own UIM insurance you must exhaust the available policy limits of the person who injured you or obtain permission to settle from your own insurance company. The failure to exhaust the limits or obtain consent can be fatal to your claim.
Missouri Underinsured Car Accident Claim
August 10, 2009
